How DoorDash Capital Works for Merchants

DoorDash Capital offers eligible merchants flexible financing based on DoorDash sales, with automatic repayment and no interest or credit checks. This article answers common questions about eligibility, costs, repayment, credit impact, and how to get help.

Mar 17, 2026
8 min read
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What is DoorDash Capital?

DoorDash Capital is a financing program available to select merchants*, offered in partnership with Parafin**. It's designed to help manage short-term cash flow or invest in your business.

Repayment is based on a fixed percentage of your DoorDash sales, with:

  • No recurring interest

  • No hidden fees

  • No prepayment penalties

Who is eligible for DoorDash Capital?

Currently, only merchants who live in either the US or Canada*** are eligible for DoorDash Capital. Merchants must also have a sustained sales history on DoorDash.

To check your eligibility

  1. Log in to the Merchant Portal

  2. Go to the DoorDash Capital tab under Financials

  3. Review and accept the data-sharing terms

  4. Select View Offer

  5. Choose the amount that fits your business

  6. Verify your linked back account

  7. Tap Accept

Any requested amounts are deposited within 1-2 business days.

If you're not eligible today, you may become eligible as your DoorDash sales grow. Parafin continuously re-evaluates eligibility based on sales performance.

How do I repay a DoorDash Capital advance?

Repayment happens automatically and is tied to your sales. Here's how it works:

  • A fixed percentage of your DoorDash sales goes toward repayment

  • Repayments follow your normal payout schedule (daily, weekly, etc.)

  • Payments are either deducted from sales payouts or debited from your designated bank account

You don't need to manually make payments.

What is included in the total repayment amount? 

The total repayment amount includes:

  • The advance amount

  • A one-time, upfront fee

There are no additional or hidden fees at any time.

How long does it take to repay the advance?

There's no fixed repayment term. Because repayment is based on a percentage of sales:

  • Higher sales may shorten the repayment period

  • Lower sales may extend it

Any estimated duration shown is only an estimate. There's no extra cost if repayment takes longer than expected.

Does DoorDash Capital affect my credit score?

No. DoorDash Capital doesn't affect your credit score.

  • No credit checks are required

  • No personal guarantee is required

What is Parafin?

Parafin is a business financing provider that supports small businesses. DoorDash partners with Parafin to offer funding for DoorDash merchants.

All financing is governed by Parafin's terms and conditions.

Who can I contact with questions?

* DoorDash Capital is only available to merchant partners at this time, not Dashers.

** Merchant cash offers and advances are provided by Parafin and governed by Parafin's Terms of Service. Merchant cash offers and advances and bank transfers are subject to review and may be rescinded. Merchant cash offers and advances aren't extensions of credit or loans, and may not be used for personal, family, or household purposes.

*** DoorDash Capital is not currently available in Quebec.

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Want to know more ways to grow? Check out How to Grow Online with DoorDash.